OPEN.  FLEXIBLE.  AFFORDABLE.

SIMPLE PRICING

Our pricing is simple and straight forward.  We don't do module pricing.  Our pricing includes ALL of our core software, including future enhancements.  We are collaborative with new interfaces and third-party integration, we don't client our credit unions, "No, we won't do an interface with that provider."  We include existing interfaces or integration in our pricing.  As a CUSO, we collaborate to bring value to you and your members, its that simple.

​Browser-based and operating system-agnostic 

​Prodigy Core is not exclusive to any single operating system and can be deployed on a variety of platforms.  If you like Mac, it runs on a Mac.  If you like PCs, it runs on them too.  Because the platform is 100% browser based, there are never any minimum workstation requirements to worry about, nor is there any client software that needs updating with new core software releases.

Open Architecture and Open Minds

Our open architecture supports both small and large institutions.  We also go to great lengths to find top-tier integration partners – software vendors whose products will enhance any credit union’s operations.  Yet, we recognize that one size never fits all.  In the end, we want you to choose the third-party technology that works best for your individual credit union.  And we’re committed to making that process as easy and straightforward as possible.

SERIOUSLY, STOP CLICKING AROUND

Our simple navigation design, featuring numerous hot keys and shortcuts, maximizes credit union employee efficiency for fast member service.  Centralized, data-rich information screens also limit the need to access multiple screens.​

COLLECTIVE EVOLUTION

Prodigy Core was created through active involvement and ongoing collaboration with our credit unions.  Using their collective wishlist as our guide, we crafted a system that truly delivers what credit unions want – a powerful core data processing solution designed for exceptional member service.

​More so, every credit union has equal participation in our working groups and an equal voice in our development.  Using this approach, Prodigy Core enables credit unions to serve their members in ways that ensure satisfaction and loyalty while securing a solid foundation for growth and success. 

Support

People

All of our Resolution Specialists are credit union professionals with a strong passion for helping.

Services

Troubleshooting, queries, forms, configurations, reports, month-end processing and more.

Cost

Free, nada, zip. Support services are included in our $1 per member per month pricing model. 

Meet Your New Core SYSTEM

​Prodigy Core provides the tools that you would expect from a processing platform that is re-defining the credit union core data processing industry.  Prodigy Core encompasses every action, from new member signup to best-in-class disaster recovery.  Most importantly, we accomplish this without seat license costs, client software installation, or demanding hardware requirements. 

OPERATIONAL EFFICIENCY

PROCESSING

Manual file retrieval and processing is a thing of the past.  Prodigy Core provides automated, exception-only processing of share drafts, same-day ACH, and payroll with your choice of corporate credit unions or the Federal Reserve.  Online draft images are also included.

CARDS

Tired of logging into separate systems to help members with cards?  We have a better way!  Online ATM/Debit cards, transaction detail, and real-time management of plastics are within our core and at your fingertips.  We also have instant issue and dispute processing.

CAM ALERTS

Reissuing large card blocks can be a burden when a Compromised Account Management alert is received.  Prodigy Core automates this task effortlessly.  Members' cards are protected faster than by manual methods and staff remain focused on member service.

COURTESY PAY

Our built-in program eliminates the headache and cost of offering Courtesy Pay to your members.  Query-driven rules provide flexibility to enable and disable accounts.  Best of all, it's fully automated.  No more manually creating notices or taking away services.  Think of it as your own Courtesy Pay on auto-pilot.

BSA AND OFAC

Compliance is time consuming.  Make it less so and regain some efficiency from the regulatory burden with Prodigy Core's automated monitoring.  Create rules that meet your specific risk needs and let us do the work for you.  Built-in OFAC, CTR, and SAR reporting make branch compliance easy to manage. 

REPORTING

Oracle's MySQL provides open access to data and simple query based reporting.  No green screens or proprietary languages here.  Over 200 pre-built reports are standard and custom reports are available too.  Want data?  Easy Excel exports offer research and analysis while our Report Warehouse archives everything. 

CASH MACHINES

Using flexible, agnostic middleware, virtually any type of cash machine dispenser and recycler is supported within Prodigy Core.

shared branching

Shared Branching Issuer and Acquirer ​capabilities are built-in.  There is no need to purchase additional software or hardware.

EMAIL RECEIPTS/NOTICES

Rather than printing paper all the time, we offer the option to email receipts and notices to members, including DQ notices too.

not your legacy core

WHAT-IF

What if you could easily identify savings for members with loans at other lenders?  Our What-If tool analyzes members' credit bureaus, passes trade lines through your custom pricing matrix, and auto decisions pre-approvals.  And, with a button click, a loan is created.

REWARDS CHECKING

Would you like to reward your loyal members for their checking account usage without extra system cost?  You can with our highly configurable Rewards Checking program.  Offer fee refunds, cash rewards and extra dividends as a "thank you" to your members. 

WUNDERLENDER

Wunderlender is our online and mobile loan application.  Members login with Facebook or Google and apply.  Applications are passed real-time through custom pricing and approval matrices.  Wunder is German for prodigy and credit unions began in Germany.  Wunderbar!

ACTIONS

Welcome to the most versatile and powerful tool in your toolbox.  Actions harness your data with SQL.  Create targeted cross-sell campaigns, manage internal tasks and assignments, track engagements, and more.  Actions make your data, well, actionable.

member analysis

Need to know when to refund a fee?  Member Analysis calculates member profitability based upon industry averages or your own credit union cost structure.  You'll know at a glance a member's profitability including loan income, dividends paid, fees, etc.

DASHBOARDS

Built-in Dashboards make spreading information a breeze.  Need to show branches their real-time statistics?  You can!  Want to see where your members send money?  No problem!  Customizable dashboards let you peer into your credit union at a glance. 

LENDING​

Loan ORIGINATION

Members want loans, fast.  You want efficiency with control.  Govern the origination process with custom loan workflows, automatic pricing, relationship discounts, and automated decisioning.  Prefer online or in branch?  No worries, both are fast, efficient, and consistent.

LOAN SERVICING

Prodigy Core services your entire loan portfolio including consumer loans, credit cards, 360 and 365 loans, and HELOC’s.  Even escrow processing is built-in.  Custom SQL reports and dashboards give you the data you need to manage your loan products your way.

COLLECTIONS

Combine automated sweeps with customizable and sortable queues and your collections team becomes empowered to work the high priority accounts each day.  Charges offs are managed in the core and even notices are automated with your choice of letters, email, or both. 

MEMBER SERvICE

TRANSACTIONS

Prodigy Core offers integrated photo/ID verification and a holistic view of all member and account information in ONE place.  See balances, account details, history, joint owners, and more!  A multiple transaction dialogue offers fast transaction combinations.

NEW ACCOUNTS

Our new account wizard easily opens new shares or drafts with pre-filled documents, including custom account types.  Front-line staff can create a loan application or offer members a new loan directly from the data-rich member screen in Prodigy Core.

DOCUMENTS

Any PDF can be generated and pre-populated with member information.  Members can electronically sign any document in branch or via email.  View archived receipts, check images, and documents right from the member screen with one click. ​

ACCOUNTING

general ledger

Prodigy Core contains comprehensive views, history, audit logs, and multiple formats to create financial statements your way.  Branch Accounting also provides individual branch Income Statements and Balance Sheets.

accounts payable

Say good bye to jumping to another system to manage, track, and pay invoices.  You can easily add copies of your invoices, enter invoice information, and create a check within just one screen.  Snap!

fixed assets & INVESTMENTS

Easily track fixed assets and investments.  Depreciation postings are automated and manual journal entries are eliminated.  Interest is received directly on each security and monthly accrued interest is posted all at once. 

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