Dreaming of a new core ​for your credit union?

open, flexible, affordable.

Is a legacy core platform dragging you down? ​Prodigy Core provides the tools that you would expect from a processing platform that is re-defining the credit union core data processing industry. Prodigy Core encompasses every action, from new member signup to best-in-class disaster recovery. Most importantly, we accomplish this without seat license costs, client software installation, or demanding hardware requirements. 

OPEN ARCHITECTURE SUPPORTS SMALL & LARGE INSTITUTIONS
BROWSER-BASED AND OPERATING SYSTEM-AGNOSTIC ​​
SIMPLE, STRAIGHT FORWARD PRICING

​Individual inefficiencies may not seem like much, but when added together, your employees are wasting valuable time. Don’t spend extra hours and money on workarounds and add-ons. Prodigy builds solution for credit unions and, as a CUSO, gives you a real voice in the future of your technology.

Outdated CORP Core

(AS/400 (1988), DB2 Database (1970’s) and EBCDIC data extracts (1960’s).

• CU buy’s server hardware
• Closed propriety software
• Expensive, limited integrations
• No Sunday processing
• Hefty add-on data recover fees
• Slow service and support
• Complex pricing with nickel dime fees.

Prodigy CUSO Core

Advanced, member-centric, secure private cloud technologies.

• No server hardware to buy or maintain
• No proprietary software needed
• Open API, ecosystem integration
• FREE data recovery and backup
• Built and supported for CUs
• Transparent, easy to understand per member per month pricing

OPERATIONAL EFFICIENCY

not your legacy core

• ​Automated  share drafts, same-day ACH, payroll 
• Online ATM/Debit cards transaction,real-time management
• Automatic CAM Alerts
• Built in Courtesy Pay, OFAC, CTR, and SAR reporting ​​​

• Cash Machines
• Shared Branching
• Email Receipts/Notices
• What If Tool Analyzer
• ​Rewards Checking
• Wunderlender

• Actions - Actions harness your data with SQL.the most versatile tool in you toolbox.
• Member Analysis - Calculates member profitability based on industry averages.
• Dashboards - Real time statistics, customizable dashboard let you peer into you credit union at a glance.

Lending

LOAN ORIGINATION

Members want loans, fast; you want efficiency with control. Govern the origination process with custom loan workflows, automatic pricing, relationship discounts, and automated decisioning. Online or in branch?  Both are fast, efficient, and consistent.

​​LOAN SERVICING

Services your entire loan portfolio including consumer loans, credit cards, 360 and 365 loans, and HELOC’s. Even escrow processing is built-in. Custom SQL reports and dashboards give you data you need to manage your loan products your way.

COLLECTIONS

Combine automated sweeps with customizable and sortable queues and your collections team becomes empowered to work the high priority accounts each day. Charge offs are managed in the core and even notices are automated with your choice of letters, email, or both. ​

MEMBER SERVICE

TRANSACTIONS

NEW ACCOUNTS

DOCUMENTS

Offering integrated photo/ID verification and a holistic view of all member and account information in ONE place. See balances, account details, history, joint owners, and more! A multiple transaction dialogue offers fast transaction combinations.

Our new account wizard easily opens new shares or drafts with pre-filled documents, including custom account types. Front-line staff can create a loan application or offer members a new loan directly from the data-rich member screen in Prodigy Core.

Any PDF can be generated and pre-populated with member information. Members can electronically sign any document in branch or via email. View archived receipts, check images, and documents right from the member screen with one click. ​

ACCOUNTING

general ledger

accounts payable

fixed assets & INVESTMENTS

Contains comprehensive views, history, audit logs, and multiple formats to create financial statements your way. Branch Accounting also provides individual branch Income Statements and Balance Sheets.

Say good bye to jumping to another system to manage, track, and pay invoices. You can easily add copies of your invoices, enter invoice information, and create a check within just one screen. 

Easily track fixed assets and investments.  Depreciation postings are automated and manual journal entries are eliminated. Interest is received directly on each security and monthly accrued interest is posted all at once. 

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